Bodily injury liability
Any bodily injury caused to people involved in a car accident is covered.
Property damage liability
This aspect of car insurance offers coverage on any property damage (a car for example) of the third party due to an accident caused by the insured’s car.
Any medical expenses incurred by the owner and the passengers of the car owing to a car accident are taken care of.
Uninsured and under insured driver coverage
Often it so happens that the driver of a car that has been involved in an accident has little to no insurance. In such cases, the car insurance policy covers any bodily injury loss and in certain cases even covers property damage.